Just who is the charmless banker under attack in the Evening Standard?
While I can't be sure - and several candidates suggest themselves - the clever money is on Matthew Greenburgh at Merrill Lynch.
Greenburgh himself is the opposite of clever money, having advised Sir Fred on ABN Amro and Eric Daniels on HBOS.
That makes him a candidate for my worst investment banker in the world gong. He is, in effect, a tax on the rest of us.